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Immediate Permax
Immediate Permax pairs people with investment education firms. These firms intimate people with diverse investment topics and equip them with essential skills and knowledge.
After connecting with investment educators, people will learn basic terms, types of investments, and common risks and learn more advanced topics. The curriculum is not limited to investment lessons but also extends to finance in general.
Connecting with investment teachers is fast, free, and easy on Immediate Permax. Click the sign-up button and input a full name, email address, and phone number to register. People must provide correct information to aid easy contact between them and representatives of the assigned education firms.
The Immediate Permax team understands that no entity exists or succeeds in isolation. Therefore, they partnered with investment education firms, making them readily available to the average person. Connect with one of these firms by registering on Immediate Permax.
Through the relationship Immediate Permax team formed with investment teachers, more people have attained financial literacy and discipline.
Learners will learn the art of prudence, budgeting, and cautious spending as they engage in investment/financial lessons. Get financial literacy by registering on Immediate Permax.
As people enroll for investment learning, they will be equipped to question certain investment/financial policies, principles, and systems.
All questions and concerns would be addressed by investment tutors, making cases and recommendations where necessary. Ready for this? Register on Immediate Permax.
Immediate Permax aims to raise investment education awareness non-stop. As part of this campaign, it uses its website to share snippets of investment information with would-be learners.
Investment tutors often seem inaccessible as the internet is filled with firms offering brokerage or investment consultancy services. Immediate Permax fixes this issue by linking people with investment education companies.
As people acquire investment education, they can see the bigger picture in the financial markets. Their decisions can be informed and not based on emotions or hearsay. Want to be a part of this? Sign up on Immediate Permax.
People invest by buying assets that may increase in value. These include bonds, stocks, cash or cash equivalents, commodities, and real estate. Investors should consider their age, risk tolerance, and time horizon first. These factors may determine their strategies. While these processes might bring gains, they are not foolproof, as investors can still lose.
Investing may help people fund other financial goals with the income generated. In other cases, people may use investments to prepare for retirement, reduce taxable income, beat inflation, and diversify. Pursuing these goals depends on risk impact. Learn more about the risk impact and purpose of investments by signing up on Immediate Permax.
In finance, assets are classified based on liquidity, physical existence, and usage. Liquidity focuses on how easily an asset can be converted to cash or cash equivalents. Liquid assets are categorized as current and noncurrent assets. Physical existence deals with both tangible and intangible assets, while asset usage is based on their purpose. Usage-related assets are grouped as operating and non-operating assets. We discuss the sub-categories below:
Individual and institutional investors buy and sell these highly liquid investments on public exchanges. Investors buy them to make them available for sale, hold for trading, and hold to maturity. Marketable securities are issued as debt or equity securities.
As equity securities, they are issued to raise funds to cater to business activities, while they are used to raise funds to sponsor public projects as debt securities. Common marketable securities are exchange-traded funds (ETFs), bonds, stocks, preferred shares, and money market instruments like hedge funds, futures, and options. Bonds as marketable securities serve as tools for governments or companies to raise money. Stocks as marketable securities may give companies capital to fund their operations and expansion.
Preferred shares have debt and equity security characteristics. This marketable security removes investors’ voting rights. Still, it may pay dividends and is suitable for people who might choose common stock (despite its high risk) rather than wait for bonds to mature. Register on Immediate Permax to learn more about marketable securities.
Investment funds are funds pooled from various people to buy securities. These funds are actively or passively managed. Actively managed funds are handled by fund managers who select investments to outperform an index or benchmark. A passively managed fund tracks a particular market to match its growth. Investors in a fund have two investment options - income or accumulation units.
With income units, investors may be paid earnings from their funds bi-annually. Accumulation units demand that investors reinvest their earnings. Investment funds have market access, reduce costs, allow diversification, and may offer professional management. Yet, they give investors limited control, accrue huge management fees, and require long-term holding. We discuss some investment fund types below:
Exchange-traded funds invest in several securities - bonds, stocks, cash, and alternatives. These funds are traded on exchanges or sold by brokerage firms. These funds are easy to trade, tax efficient, and transparent but are illiquid, with tracking errors and high trading costs.
These funds invest in different securities and are exchanged at the end of a trading day. This fund type requires low investment, has advanced portfolio management, and allows investors to reinvest dividends. Yet, it has tax inefficiency and high expense ratios, and management incompetence can negatively affect its performance.
Hybrid funds invest in equity and fixed-income assets and are friendly to all risk tolerance types (moderate, conservative, and aggressive). Types of hybrid funds are blend, target date, and balanced funds. Major examples of hybrid funds are the T. Rowe Price Retirement 2060 Fund (TRRLX) and Vanguard Balanced Index Fund (VBIAX).
These funds invest in a specific bond or a mix. Bond types are municipal, high-yield, mortgage, zero-coupon, and corporate. Investing in a mix of bonds is used to diversify. Want to learn more about investment funds? Sign up on Immediate Permax.
Convertible notes are short-term debt instruments companies use to borrow money from investors. Investors can convert these notes to equity shares in the future. When structuring convertible notes, companies ensure they enumerate the discount rate, valuation cap, interest rate, and maturity date.
Investors may get high returns from convertible notes. Yet, this debt instrument might be converted into equities at lower prices, reducing investors’ earnings. Types of convertible notes are convertible debt with a cap, convertible promissory note, convertible debt with a discount, and standard convertible note. Want to learn more? Connect with an investment tutor by signing up on Immediate Permax.
Registered convertible notes are debt instruments issued by financial institutions to pay interest to investors until maturity. Financial institutions use the basic or knock-in structure to determine whether investors should get their initial investment or stock shares.
The basic structure decides whether an investor gets their complete investment. An investor gets their complete investment if the RCN’s underlying stock closes at its initial price or higher.
If the stock closes below its initial price, an investor gets stock shares. The knock-in structure applies the same principle as the basic structure but with downside protection to investors. RCNs attract taxes, have secondary market limitations, and attract default risks.
Equity researchers, investment analysts, and private equity investors conduct comparable company analysis to study the ratios of similar public companies for calculating the value of another business. To conduct this comparable company analysis, investment professionals find comparable companies, research and gather financial information, create a comparison table, calculate the comparable ratios, and use the result generated to value a chosen company. Register on Immediate Permax to know more about this topic.
An international ETF like The Vanguard Total International Stock ETF invests in and tracks foreign securities.
These ETFs trade physical products like agricultural produce, precious metals, and crude oil.
Inverse funds may gain from the fall in value of an underlying index, benchmark, or market.
Sector ETFs invest in specific sectors or industries like telecommunications, oil and gas, healthcare, and artificial intelligence.
These ETFs direct funds to different assets, excluding cash or cash equivalents, stocks, or bonds.
Index ETFs track specific indexes and aim to get returns from a market. Sign up on Immediate Permax for more details.
Gone are the days when searching for investment education firms took forever. Having observed the desire of millions in investment education, the Immediate Permax team utilized the power of technology to make the process smoother and faster. Use Immediate Permax to connect with investment education companies and kickstart personalized learning.
| 🤖 Registration Cost | Free |
| 💰 Fees | No Fees |
| 📋 Registration | Simple, quick |
| 📊 Education Focus | Cryptocurrencies, Forex, Mutual Funds, and Other Investments |
| 🌎 Supported Countries | Most countries Except USA |
